A. Krishonnati Yojana
It is an umbrella scheme which includes the following:
• National Food Security Mission (NFSM): to increase the production of rice, wheat and pulses. The mission is being continued during 12th plan with new target of additional production of 25 million tonnes of foodgrains comprising 10 million tonnes of rice, 8 million tonnes of wheat and 4 million tonnes of pulses and 3 million tonnes of coarse cereals.
• National Food Security Mission-Commercial Crops: for crop development programme on cotton, jute and sugarcane for enhancing productivity
• Mission for Integrated Development of Horticulture (MIDH): It covers wide horticulture base, which includes fruits, vegetables, tuber crops, mushrooms, spices and aromatic plants flowers and foliage and plantation crops like coconut, arecanut, cashew nut, cocoa and bamboo.
• National Mission on Oilseeds and Oil Palm: envisages increase in production of vegetable oils sourced from oilseeds, oil palm and tree borne oilseeds.
• National Mission for Sustainable Agriculture: aims at making agriculture more productive, sustainable and remunerative and climate resilient by promoting location specific integrated/composite farming systems; soil and moisture conservation measures; comprehensive soil health management; efficient water management practices and mainstreaming rainfed technologies.
• National Mission on Agricultural Extension and Technology: Its aim is to restructure and strengthen agricultural extension to enable delivery of appropriate technology and improved agronomic practices to the farmers consists.
B. Initiative for increasing flow of credit
• In order to ensure that all eligible farmers are provided with hassle free and timely credit for their agricultural operation, Kisan Credit Card (KCC) Scheme was introduced in 1998-99. The main objectives of the scheme are to meet the short term credit requirements for cultivation of crops, post harvest expenses, produce marketing loan, consumption requirements of farmer household, working capital for maintenance of farm assets and activities allied to agriculture like dairy animals, inland fishery, etc., investment credit requirement for agriculture and allied activities like pump sets, sprayers, dairy animals, etc.
C. Pradhan Mantri Fasal Bima Yojana
• Under the new scheme, the farmers’ premium has been kept at a maximum of 2 per cent for foodgrains and oilseeds, and up to 5 per cent for horticulture and cotton crops.
• There is no upper limit on Government subsidy. Even if balance premium is 90%, it will be borne by the Government. Earlier, there was a provision of capping the premium rate which resulted in low claims being paid to farmers. This capping was done to limit Government outgo on the premium subsidy. This capping has now been removed and farmers will get claim against full sum insured without any reduction.
• Importantly for the beneficiaries, crop losses which are covered under the scheme include Yield Losses as well as post-harvest losses, where coverage will be available up to a maximum period of 14 days from harvesting for those crops.
• The use of technology will be encouraged to a great extent resulting in operational efficiency. Smart phones will be used to capture and upload data of crop cutting to reduce the delays in claim payment to farmers. Remote sensing will be used to reduce the number of crop cutting experiments.
D. Mera Gaon, Mera Gaurav
• This scheme is being launched involving agricultural experts of agricultural universities and ICAR institutes for effective and deeper reach of scientific farming to the villages.
• A group of experts will be associated with one particular village to create awareness and adoption of new technologies including farm investment, loans, availability of inputs and marketing.
• All the scientists from ICAR and agricultural universities will participate in this initiative.
E. Krishi Dak
• IARI initiated this novel scheme in 20 districts in which postmen supplied seeds of improved varieties of crops to the farmers in far-flung areas.
• Owing to its success and popularity, this scheme is being extended in 100 districts of 14 states with the association of Krishi Vigyan Kendras.
• This will provide improved seed to farmers at their doorstep.
F. Soil Health Card
• Soil Health cards are necessary to ensure that only requisite nutrients are applied in the soil in a balanced manner to enhance productivity of specific crops in a sustainable manner.
• Values on soil parameters such as pH, EC, N, P, K, S, Zn, Fe, Mn, Cu & B.
• Recommendation on appropriate dosage of fertilizer application based on test values and requirement of crop, use of organic manures and soil amendments to acidic/alkaline/sodic soils.
G. Paramparagat Krishi Vikas Yojna (PKVY)
• Aim of the project is to maximize the utilization of natural resources through eco-friendly cultivation.
• Organic farming is a method of farming system which primarily aimed at cultivating the land and raising crops in such a way, as to keep the soil alive and in good health by use of organic wastes (crop, animal and farm wastes, aquatic wastes) and other biological materials along with beneficial microbes (bio-fertilizers) to release nutrients to crops for increased sustainable production in an eco friendly pollution free environment.
H. Promotion of National Market through Agri Tech Infrastructure Fund (ATIF)
• Central Sector Scheme for Promotion of National Agricultural Market through Agri-Tech Infrastructure Fund (ATIF) for Rs.200 crores to be implemented during 2014-15 to 2016-17.
• The Scheme envisages initiation of e-marketing platform at the national level and will support creation of infrastructure to enable e-marketing in 642 regulated markets across the country.
• For creation of a National Market, a common platform across all States is necessary. It is, therefore, proposed that a Service Provider be engaged centrally who would build, operate and maintain the e-platform on PPP (Build, Own, Operate, Transfer – BOOT) model. This platform would be customized/ configured to address the variations in different states.
• As an initiative of deregulation, States have been advised by the Government of India to bring fruits and vegetables out of the ambit of APMC Act. In pursuance of this advisory, 12 States have, so far, either de-regulated the marketing of fruits and vegetables or have exempted from levying of market fee.
I. MUDRA Bank
• The Finance Minister has proposed to create a Micro Units Development Refinance Agency (MUDRA) Bank, with a corpus of Rs. 20,000 crore, and credit guarantee corpus of 3,000 crore, which will refinance Micro-Finance Institutions through a Pradhan Mantri Mudra Yojana.
• Priority will be given to SC/ST enterprises in lending. MUDRA Bank will operate through regional level financing institutions who in turn will connect with last mile lenders such as MFIs, Small Banks, Primary Credit Cooperative Societies, Self Help Groups (SHGs), NBFC (other than MFI) and other lending institutions.
• MUDRA Bank will refinance Micro-Finance Institutions through a Pradhan Mantri Mudra Yojana (PMMY). In lending, priority will be given to SC/ST enterprises. These measures will greatly increase the confidence of young, educated or skilled workers who would not be able to aspire to become first generation entrepreneurs; existing small businesses, too will be able to expand their activities. Since the MUDRA Bank will be set up through an enactment of law and it will take some time.
J. Krishi Kalyan Cess:
• Union Budget for 2016-17 (April-March) introduced a new cess on services named Krishi Kalyan Cess at the rate of 0.5%. The effective rate of the Krishi Kalyan Cess, however, will be lower than 0.5% as the government will provide input tax credit for the cess, as against no input tax credit for Swachh Bharat Cess.
• Proceeds of cess would be exclusively used for financing initiatives relating to improvement of agriculture and welfare of farmers.
K. Direct Benefit Transfer (DBT) For Fertilizer Sector:
• Government also announced to introduce Direct Benefit Transfer of fertilizer subsidy to farmers on pilot basis in few districts of the country.
• The government has fixed the Maximum Retail Price (MRP) of Urea at Rs. 5,360 per tones.
• The government had allocated Rs.72, 968.56 crore for fertiliser subsidy, out of which Rs. 38,200 crore was earmarked for domestic Urea.