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Aadhaar Seeding and Digital Reforms in PM-KISAN Scheme
Context:
The Government highlighted that Aadhaar-based payments under PM-KISAN have achieved 99.92% success rate in the 19th instalment, ensuring near-universal transaction efficiency.
About the Scheme:
- Pradhan Mantri KisanSamman Nidhi (PM-KISAN) is a Central Sector Scheme, launched in February 2019.
- Provides ?6,000 per year to eligible landholding farmers, in three equal instalments of ?2,000 each via Direct Benefit Transfer (DBT).
- Primary eligibility: Ownership of cultivable land (subject to exclusion criteria for higher income groups).
Technological & Procedural Enhancements:
- Aadhaar-based payment made mandatory from the 13th instalment (Dec 2022 – Mar 2023) to reduce errors and ensure delivery to the rightful beneficiary.
- Integrated with:
- PFMS (Public Financial Management System)
- UIDAI
- Income Tax Department
- Land seeding made compulsory along with e-KYC verification.
- Aadhaar linkage helps prevent failures due to incorrect bank account details, especially after bank mergers.
Grievance Redressal Mechanism:
- Farmers can raise issues through:
- CPGRAMS Portal
- PM-KISAN Portal
- Physical receipts and emails
- Introduction of AI-based KisaneMitra Chatbot in September 2023 to resolve queries in 11 Indian languages.
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