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6th August 2025 (13 Topics)

Aadhaar Seeding and Digital Reforms in PM-KISAN Scheme

Context:

The Government highlighted that Aadhaar-based payments under PM-KISAN have achieved 99.92% success rate in the 19th instalment, ensuring near-universal transaction efficiency.

About the Scheme:

  • Pradhan Mantri KisanSamman Nidhi (PM-KISAN) is a Central Sector Scheme, launched in February 2019.
  • Provides ?6,000 per year to eligible landholding farmers, in three equal instalments of ?2,000 each via Direct Benefit Transfer (DBT).
  • Primary eligibility: Ownership of cultivable land (subject to exclusion criteria for higher income groups).

Technological & Procedural Enhancements:

  • Aadhaar-based payment made mandatory from the 13th instalment (Dec 2022 – Mar 2023) to reduce errors and ensure delivery to the rightful beneficiary.
  • Integrated with:
    • PFMS (Public Financial Management System)
    • UIDAI
  • Income Tax Department
  • Land seeding made compulsory along with e-KYC verification.
  • Aadhaar linkage helps prevent failures due to incorrect bank account details, especially after bank mergers.

Grievance Redressal Mechanism:

  • Farmers can raise issues through:
    • CPGRAMS Portal
    • PM-KISAN Portal
    • Physical receipts and emails
  • Introduction of AI-based KisaneMitra Chatbot in September 2023 to resolve queries in 11 Indian languages.
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