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Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)
Context
Prime Minister Narendra Modi launched health insurance coverage for all senior citizens aged 70 years and above, regardless of income, under his government’s flagship initiative Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY).
About Ayushman Bharat Scheme
- Ayushman Bharat is a flagship health initiative of the Government of India, launched to achieve Universal Health Coverage (UHC) as per the recommendations of the National Health Policy 2017.
- This program aims to provide accessible, affordable, and quality healthcare to all, particularly targeting vulnerable populations and aligning with the Sustainable Development Goals (SDGs).
- Components of Ayushman Bharat
- Health and Wellness Centres (HWCs): HWCs aim to deliver Comprehensive Primary Health Care (CPHC) by transforming existing health facilities, bringing services closer to communities.
- Pradhan Mantri Jan Arogya Yojana (PM-JAY): PM-JAY was inaugurated on September 23, 2018, and is the world’s largest health assurance scheme.
- Key Features of PM-JAY
- Comprehensive Coverage: Covers up to ?5 lakhs annually per family for secondary and tertiary care.
- No Cap on Family Size: There are no restrictions based on age, gender, or family size.
- Portability: Benefits can be availed at any empanelled hospital across India.
- Inclusive Treatment: Encompasses a wide range of services, including diagnostics, medicines, and post-hospitalization care.
- Government Initiatives Addressing Related Issues
- National Health Mission (NHM): Aims to strengthen healthcare delivery in rural areas and improve health indicators across the country.
- Ayushman Bharat Digital Mission (ABDM): Focuses on digitizing health records to improve accessibility and efficiency in healthcare delivery.
- Mission Indradhanush: Aims to improve immunization coverage among children and pregnant women, reducing preventable diseases.
- Nutrition Schemes: Various initiatives such as the Integrated Child Development Services (ICDS) and the Mid-Day Meal Scheme focus on improving nutrition among vulnerable populations, which complements the health goals of Ayushman Bharat.
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