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‘Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) SEHAT scheme’

  • Category
    Polity & Governance
  • Published
    6th Jan, 2021

Pime Minister Narendra Modi launched Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) SEHAT scheme for the residents of Jammu and Kashmir.

Context

Pime Minister Narendra Modi launched Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) SEHAT scheme for the residents of Jammu and Kashmir.

About

What is AB-PMJAY SEHAT Scheme?

  • The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) SEHAT scheme would work in convergence with Pradhan Mantri Jan Arogya Yojana(PM-JAY)
  • Beneficiaries: All residents of Jammu and Kashmir, irrespective of their socio-economic status, will be covered under the scheme.
    • The scheme will benefit as many as 21 lakh eligible people on the basis of Socio-Economic and Caste Census (SECC) 2011.
    • The beneficiaries will get the Universal Healthcare Coverage (UHC) as per the SECC 2011database.

Pradhan Mantri Jan Arogya Yojana (PM-JAY)

  • The PM-JAY is world’s largest health insurance/assurance scheme fully financed by the government.
  • It provides a cover of Rs 500,000 per family per year for secondary and tertiary care hospitalisation across public and private empanelled hospitals in India. 
  • Under the AB-PMJAY SEHAT scheme, the central government will financially cover of up to Rs 5 lakh per family on a floater basis to all residents of Jammu and Kashmir.
  • Notably, AB-PMJAY SEHAT scheme has also a provision for operational extension to approximately Rs 15 lakh additional families.

Significance of the Scheme

  • Under the scheme, treatment is not limited to government and private hospitals in Jammu and Kashmir only. Rather, treatment can be availed from thousands of hospitals empanelled under this scheme in the country.
  • The scheme will ensure universal health coverage, and focus on providing financial risk protection and ensuring quality and affordable essential health services to all individuals and communities
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