Context

The Government of India, in line with its commitment to reduce fatalities due to road accidents and the legal mandate under section 162 of Motor Vehicles Act, 1988, is launching a pilot program to provide cashless treatment to the victims of road accidents caused by the use of motor vehicles.

About

About the Program

• Developed by: Ministry of Road Transport and Highways
• Implementing Agency: National Health Authority (NHA)
• The pilot program is aimed at establishing an ecosystem for providing timely medical care to the victims of road accidents, including during the golden hour.
• The broad contours of the pilot program are as follows:
  • Victims entitled to cashless treatment upto a maximum of Rs. 1.5 lakhs per accident per person for a maximum period of 7 days from date of accident.
  • Applicable to all road accidents caused by use of motor vehicle on any category of road.
  • AB PM-JAY packages for trauma and polytrauma cases being co-opted.
  • Claims raised by hospitals for providing treatment to be reimbursed from the Motor Vehicle Accident Fund.
• Implementing Platform: IT platform combining the functionalities of eDAR application of MoRTH and Transaction Management System (TMS) of NHA.
• Based on the outcome of the pilot program, expansion of the cashless treatment facility to the entire country will be considered.