28th July 2025 (17 Topics)
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Bima Sakhi Yojana
Context
The Union Minister for Rural Development launched the Bima Sakhi Yojana in partnership with LIC to promote rural insurance penetration and women-led economic empowerment.
Bima Sakhi Yojana
Scheme Overview:
- Bima Sakhi Yojana is a social security initiative under the Ministry of Rural Development (MoRD) in collaboration with LIC (Life Insurance Corporation of India).
- It falls under the ambit of the National Rural Livelihoods Mission (NRLM) and aims to realise the government’s vision of “Insurance for All by 2047.”
Key Features:
- Trained Self-Help Group (SHG) women will be appointed as Bima Sakhis at the Gram Panchayat level.
- These women will act as last-mile facilitators of insurance enrolment, renewal, and claim assistance.
- It integrates with existing rural insurance schemes and targets economically vulnerable populations.
Objectives:
- To enhance insurance penetration in rural and semi-urban India.
- To empower women through financial inclusion and entrepreneurship.
- To strengthen the Lakhpati Didi Mission, with the target of creating 2 crore Lakhpati Didis by 15 August 2025.
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