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Gist of Kurukshetra- Rural Prosperity: Government initiatives for social and economic security:

  • Categories
    Yojana/Kurukshetra
  • Published
    7th Oct, 2019
  1. Pradhan Mantri Jan Dhan Yojana(PMJDY)
    • To make affordable access to financial services such as bank accounts, remittances, credit, insurance and pensions.
    • It aims to bring banking services to large rural areas.
  2. Pradhan Mantri Jeevan Jyoti Bima Yojana
    • Available to people between 18 and 50 years of age with bank accounts.
    • It has an annual premium of Rs. 330 and GST is exempted on it.
  3. Pradhan Mantri Mudra Yojana (PMMY)
    • To ‘fund the unfunded’ by bringing such enterprises to the formal financial system and extending affordable credit to them.
    • It enables a small borrower to borrow from all Public Sector Banks such as PSUs, RRBs, MFI and NBFCs.
  4. Pradhan Mantri Vaya Vandana Yojana
    • It is a pension scheme exclusively for the senior citizens aged 60 years and above.
    • Provides an assured return of 8 percent p.a payable monthly for 10 years.
  5. Pradhan Mantri Suraksha Bima Yojana
    • It is a government-backed accident insurance scheme.
    • It is available to people between 18 and 70 years of age with bank accounts.
  6. Atal Pension Yojana
    • It is a government-backed pension scheme, primarily targeted at the unorganized sector.
    • Under this scheme, all subscribing workers below the age of 40 are eligible for pension up to Rs. 5000 per month on attainment of 60 years of age.

Two aspects of Social Security by Amartya Sen and Jeane Dreeze:

  • “Protection” and “Promotion”
While the former denotes protection against a fall in living standards and living conditions through ill health, accidents, the later focuses on enhanced living conditions, helping everyone overcome persistent capability deprivation.

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