Mains Answer Writing
Concept Mapping Mentorship- Covering Syllabus Through Themes
- GS & Optional
Compare the Unified Pension Scheme (UPS) and the National Pension System (NPS) in terms of their benefits and drawbacks. Discuss which scheme might be more advantageous for different types of subscribers
Category: Polity (GS -II),
Test Date: 27 Aug 2024
Approach
- Introduction: Briefly outline the objectives of the Unified Pension Scheme (UPS) and the National Pension System (NPS).
- Comparison of Benefits
- UPS: Simplicity, Standardized Benefits, Uniformity across different sectors.
- NPS: Flexibility, Track Record, variety of investment options available under NPS.
- Drawbacks of Each Scheme
- UPS: Lack of Clarity, Transition Challenges
- NPS: Complexity, Lack of Guaranteed Returns
- Conclude accordingly
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