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Pradhan Mantri Jan Arogya Yojana (PMJAY)

Published: 17th Aug, 2019

Cancer treatments will soon be covered under the Ayushman Bharat Yojana - Pradhan Mantri Jan Arogya Yojana (PMJAY)


Cancer treatments will soon be covered under the Ayushman Bharat Yojana - Pradhan Mantri Jan Arogya Yojana (PMJAY)


Facts related to Cancer in India

  • According to the World Health Organisation, the rate of mortality due to cancer in India is high, with cancer the second most common disease in India with about 3 million deaths per year.
  • In India, the risk of developing cancer before the age of 75 years for males stands at 9.81% and females at 9.42%.
  • Total deaths due to cancer in 2018 were around 8 lakhs.
  • Lung cancer is the most common type of cancer in India, followed by breast cancer and oral cancers.
  • Since cancer treatment causes massive financial crisis among the people, so the government is likely to include all types of cancers and their treatment under its healthcare packages.


  • Cancer refers to the abnormal growth of cell tissue.
  • These cells may form a mass called a tumor.
  • A tumor can be cancerous or benign.
  • A cancerous tumor is malignant, meaning it can grow and spread to other parts of the body.
  • A benign tumor means the tumor can grow but will not spread.
  • The three main treatments for cancer are:
    • Surgery: directly removing the tumor
    • Chemotherapy: using chemicals to kill cancer cells
    • Radiation therapy: using X-rays to kill cancer cells

Ayushman Bharat Yojana

  • Ayushman Bharat or “Healthy India” is a national initiative launched to achieve the vision of Universal Health Coverage (UHC).
  • It adopts a continuum of care approach, comprising of two inter-related components, which are:
    • Establishment of Health and Wellness Centres
    • Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Pradhan Mantri Jan Arogya Yojana (PM-JAY)

  • It will provide financial protection to 10.74 crore poor, deprived rural families and identified occupational categories of urban workers’ families as per the latest Socio-Economic Caste Census (SECC) data (approx. 50 crore beneficiaries).
  • It will have offer a benefit cover of Rs. 500,000 per family per year (on a family floater basis).
  • It will cover medical and hospitalization expenses for almost all secondary care and most of tertiary care procedures. PM-JAY has defined 1,350 medical packages covering surgery, medical and day care treatments including medicines, diagnostics and transport.
  • Performance – Till July 2019, 16,000 hospitals have been empanelled, nearly 34 lakh beneficiaries have been admitted, and 9 crore e-cards have been issued.

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