Context
Under the Public health insurance policies, the middle segment of the population i.e. too rich to be covered by government health insurance and too poor to buy private insurance — has been one of Indian healthcare’s most stubborn problems.
Background
According to NITI’s Aayog document on how to cover the “missing middle”, it was mentioned that 30 per cent of India’s population — still lacked any form of financial protection for health. |
Analysis
Why does Public Health matter?
What are the loopholes in present health insurance coverage for the middle man of India?
What are its implications?
Who are those missing ‘middle’ people in the country?
Health insurance policies in India
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How their numbers are estimated?
Why does Public health needs ‘insurance coverage’?
What are the challenges? |
What can be done further to include the missing middle ones? |
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Conclusion
The primary purpose of the government agencies is to recognize the policy issue of low financial protection for health in the missing middle segment. Health insurance is a potential pathway to addressing that, and improving the efficiency and quality of healthcare delivered. In doing so, broader discussions on solutions and specific products are required to improve insurance coverage for the missing middle.
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