Pradhan Mantri Awas Yojana-Gramin (PMAY-G)

Ministry of Rural Development recently released the data on construction of houses for rural poor, built under the Indira Awas Yojana (IAY) and the Pradhan Mantri Awas Yojana-Gramin (PMAY-G).

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• As per the data released, a total of 1.37 crore houses have been built so far in the rural areas of the country since April 2014 under the two housing schemes.
• However, the target of 1 crore houses under PMAY-G from 2016 onwards till March 2019 looks difficult to achieve.
• As of now, only 66 lakh houses have been constructed since 2016. With the deadline of March approaching, the government is expecting to complete another 35 lakh houses in next two months.
• The Ministry is projecting another 34.55 lakh houses under these rural housing schemes by March 2019.

From Indra Awas Yojna to Pradhan Mantri Awas Yojna- Gramin

• Rural housing programme, as an independent programme, started with Indira Awaas Yojana (IAY) in January 1996.
• To address the gaps prevailing in the IAY rural housing program and in view of Government’s commitment to providing “Housing for All’’ by the scheme 2022, the IAY had been re-structured into Pradhan Mantri Awaas Yojana –Gramin  (PMAY-G) w.e.f. 1st April 2016.

Main Features of PMAY-G

   Aim and Means

• PMAY-G aims at providing a pucca house, with basic amenities, to all houseless householder and those households living in kutcha and dilapidated house, by 2022.
• The immediate objective was to cover 1 crore household living in kutcha house/dilapidated house in 3 years from 2016-17 to 2018- 19.
• The minimum size of the house has been increased to 25 sq.mt (from 20 sq.mt) with a hygienic cooking space. The unit assistance/per house assistance is Rs. 1.20 lakh in plain and Rs 1.30 lakh in hilly states, difficult areas.
• The beneficiary is entitled to 90.95 person day of unskilled labour from MGNREGS. The assistance for construction of toilet is leveraged though convergence with SBM-G, MGNREGS or any other dedicated the source of funding.
• Convergence for piped drinking water, electricity connection, LPG gas connection etc. different Government programmers are also to be attempted.

Identification of Beneficiaries

• To ensure that assistance is targeted at those who are genuinely deprived and that the selection is objective and verifiable, PMAY-G instead of selecting a the beneficiary from among the BPL households, selects beneficiary using housing deprivation parameters in the Socio Economic and Caste Census (SECC), 2011 data which is to be verified by the Gram Sabhas.
• The SECC data captures specific deprivation related to housing among households. Using the data, households that are houseless and living in 0,1 and 2 kutcha wall and kutcha roof houses are segregated and targeted .
• The Permanent Wait List so generated also ensures that the states have the ready list of the household to be covered under the scheme in the coming years (through Annual Select Lists) leading to better planning of implementation.

Cost Sharing

• The cost of unit assistance is to be shared between Central and State Government in the ratio 60:40 in plain areas and 90:10 for North Eastern and the Himalayan States. From the annual budgetary grant for PMAY-G, 90% of funds is to be released to States/UTs for the construction of new house under the scheme.

Technology and Transparency

• In PMAY-G, programme implementation and monitoring is to be carried out through an end to end e-Governance model- Using AwaasSoft and Awaas App.
• AwaasSoft is a work –flow enabled, web-based electronic service delivery platform through which all critical function of PMAY-G, right from identification of beneficiary to providing construction linked assistance (through PFMS), will be carried out;
• AwaasApp-a the mobile application is to be used to monitor real time, evidence based progress of house construction through date and time stamped and geo-referenced photographs of the house.
• The tow IT application helps identify the slip ups in the achievement of targets during the course of implementation of the programme.
• All payments to beneficiary is to be through DBT to beneficiary’s Bank/post office accounts registered in Awaas Soft MIS.
  
  

  Pradhan Mantri Awas Yojna-Urban It also forms a component of housing for campaign of the government. The program is under the Ministry of Housing and Urban Affairs. The Mission is being implemented from 2015-2022 and will provide central assistance to Urban Local Bodies (ULBs) and other implementing agencies through States/UTs for: In-situ Rehabilitation of existing slum dwellers using land as a resource through private participation Credit Linked Subsidy Affordable Housing in Partnership Subsidy for Beneficiary-led individual house construction/enhancement.