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Pradhan Mantri Awas Yojana (Gramin) (PMAY-G)
Context
Several officials from the Rural Development and Panchayat Raj Department in Tiruvarur district, Tamil Nadu, have been booked for fraud related to the Pradhan Mantri Awas Yojana (Gramin) (PMAY-G). These officials are accused of fraudulently disbursing funds to 43 ineligible individuals under the scheme, causing a financial misappropriation of approximately Rs 73 lakh.
About the Pradhan Mantri Awas Yojana (Gramin) (PMAY-G):
- The Pradhan Mantri Awas Yojana (Gramin), launched in 2016, is a flagship scheme of the Government of India aimed at providing affordable housing to rural households.
- It is part of the ‘Housing for All’ mission and focuses on ensuring that every homeless or houseless family in rural areas gets a pucca house with basic amenities.
- Key Features of PMAY (G):
- Objective: The main goal of PMAY-G is to provide adequate housing with safe living conditions to all eligible families in rural areas by 2022.
- Financial Assistance:
- Under the scheme, ?1.2 lakh is provided for the construction of a new house (in plain areas), and ?1.3 lakh is provided in hilly, difficult, and tribal areas.
- The government also provides financial support for constructing toilets and basic amenities.
- Funding Pattern: The scheme is funded on a 60:40 ratio between the Centre and the State for most states, while for special category states (like Jammu & Kashmir, Himachal Pradesh, and others), it is on a 90:10
- Eligibility Criteria:
- Families without a permanent house (pucca house).
- Families with inadequate housing (kutcha houses).
- Beneficiaries must meet the socio-economic criteria defined by the government, such as income, land ownership, and other specific guidelines.
- Scheme Implementation: The implementation of PMAY-G is done by Panchayat Raj Institutions and District Rural Development Agencies (DRDAs) in coordination with the State Rural Development Departments. The Block Development Officers (BDOs) and Zonal Deputy BDOs play a key role in the identification and verification of beneficiaries.
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