Atal Beemit Vyakti Kalyan Yojana

The total number of Insured Persons covered under Employees' State Insurance (ESI) scheme is 3.49 crores.  All Insured Persons (IPs) fulfilling the contributory and other conditions under Atal Beemit Vyakti Kalyan Yojana are eligible for availing relief under this scheme.

• Atal Bimit Vyakti Kalyan Yojana is a welfare measure being implemented by the Employee's State Insurance (ESI) Corporation.
• It offers cash compensation to insured persons when they are rendered unemployed.
• The scheme is implemented on pilot basis for a period of two years initially.

Benefits under the scheme

• The scheme provides relief to the extent of 25% of the average per day earning during the previous four contribution periods to be paid up to maximum 90 days of unemployment once in lifetime of the Insured Person.
• The maximum duration, for which an IP shall be eligible to draw the Relief under the Atal Beemit Vyakti Kalyan Yojana (ABVKY) will be 90 days once in life time after a minimum of two years of Insurable Employment.
• The claim for relief under the Atal Beemit Kalyaan Yojana will be payable after the three months of his/her clear unemployment.
• The relief will be paid for clear month of unemployment.
• No prospective claim will be allowed.
• In case the beneficiary gets gainful employment in between the three months of unemployment for which he was eligible for relief under ABVKY, the relief will be payable for clear month of unemployment between the date of unemployment and date of re-employment.

Eligibility

• Employees covered under Section 2(9) of the ESI Act 1948.
• The Insured Person (IP) should have been rendered unemployed during the period the relief is claimed.
• The Insured Person should have been in insurable employment for a minimum period of two years.
• The Insured Person should have contributed not less than 78 days during each of the preceding four contribution periods.
• The contribution in respect of him should have been paid or payable by the employer.
• The contingency of the unemployment should not have been as a result of any punishment for misconduct or superannuation or voluntary retirement.
• Aadhar and Bank Account of the Insured Person should be linked with insured person database.

Disqualification/Termination of relief under ABVKY

• During lock out.
• Strike resorted to by the employees declared illegal by the competent authority.
• Voluntary abandonment of employment/ voluntary retirement/ premature retirement.
• Less than two years contributory service.
• On attaining the age of superannuation.
• Convicted under the provisions of Section 84 of the ESI Act read with Rule 62 of the ESI (Central) Rule
• On being re-employed elsewhere during the period he/she is in receipt of Relief under ABVKY.
• Dismissal/termination under disciplinary action.
• On death of IP.