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Centre extends ABPM-JAY to all above 70
Context
The Union Cabinet approved the expansion of the Ayushman Bharat Pradhan Mantri Jan Aarogya Yojana (AB PM-JAY)—to all Indian citizens aged 70 and above, adding nearly six crore people to the list of beneficiaries.
About ABPM-JAY
- The scheme was first rolled out in 2018.
- Under the scheme, cashless hospitalisation benefit of up to Rs 5 lakh per family per year is offered for secondary and tertiary healthcare services in empanelled hospitals.
- It is a Centrally Sponsored Scheme and the nodal agency to implement it is the National Health Authority (NHA).
- Eligibility: With the latest approval, all senior citizens aged 70 years and above, irrespective of their socio-economic status, would be eligible to avail the benefits of AB PM-JAY.
- Top-up coverage - For families already enrolled in Ayushman Bharat, senior members will receive an extra Rs 5 lakh top-up, which is solely for their use.
- Private insurance - Senior citizens with private health insurance can still take advantage of the scheme without any conflict with their existing coverage.
- Public health schemes - Seniors who are part of other public health schemes like the Central Government Health Scheme (CGHS), Ex-Servicemen Contributory Health Scheme (ECHS), or Ayushman Central Armed Police Force (CAPF) will need to choose between their current insurance and the new Ayushman Bharat health coverage.
Fact Box: India Ageing Population
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